- Life Insurance
- Health Insurance
- Student Insurance
- Fire Insurance
- Engineering Insurance
- Aviation Insurance
- Liability Insurance
- Marine Insurance
- Agriculture Insurance
- Office Insurance
- Event Insurance
- Miscellaneous Insurance
- General Insurance
- Motor Insurance
- Jewellers Block Insurance
- Shop Insurance
- Error & Ommision Insurance
- Director & Officer Liability Insurance
- Travel Insurance
- Money Insurance
- Buglary Insurance
Money Insurance
Money Insurance – Because Every Rupee Deserves Protection
Cash plays a crucial role in daily business operations, but it's also highly vulnerable to theft, robbery, and accidental loss—especially during transit. Whether you're handling daily sales, payroll, or high-value deposits, Risk Relife’s Money Insurance ensures that your business is never caught off guard.
What is Money Insurance?
Money Insurance is a policy designed to safeguard physical cash and monetary instruments while they are being transferred or stored. It provides comprehensive protection against loss, theft, burglary, or accidental damage to cash in transit or on the premises.
Coverage Under Money Insurance
- Cash in Transit: Covers loss of money while being carried between your premises and the bank, ATM, or other locations.
- Cash in Safe: Covers loss due to burglary, theft, or fire when money is stored in a locked safe or strongroom at your premises.
- Cash in Till/Counter (During Business Hours): Covers cash losses during operating hours due to theft or hold-up.
- Loss Due to Robbery or Hold-up: Protection during armed robbery, looting, or forceful entry.
- Monetary Instruments Covered: Currency notes, coins, cheques, postal orders, demand drafts, and promissory notes.
Who Should Buy Money Insurance?
- Retail shops and showrooms
- Petrol pumps and fuel stations
- Restaurants and cafes
- Real estate and construction firms
- Corporate offices handling petty cash
- Financial institutions and loan agents
- Any business with frequent cash movement
Add-On Cover Options
- Cover for cash held in ATM machines
- Coverage for multiple transit trips per day
- Night-time coverage for money in premises
- Coverage during festivals and special events (when risk is higher)
What’s Not Covered?
- Dishonesty or fraud by employees (unless covered under a fidelity policy)
- Loss due to negligence (unlocked safes, improper handling)
- Shortages due to accounting or clerical errors
- Loss outside covered transit hours or unauthorized routes
- Acts of war, civil unrest, or terrorism unless covered separately
Why Choose Risk Relife for Money Insurance?
- Fast policy issuance and flexible coverage limits
- Option to cover cash in transit, in premises, or both
- Seamless integration with existing business insurance
- Affordable premiums tailored to business needs
- Hassle-free and speedy claim processing