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Jewellers Block Insurance
Jewellers Block Insurance – Guard Your Gems, Secure Your Business
In the jewellery trade, even the smallest item holds immense value. Whether you’re a manufacturer, wholesaler, or retailer, your inventory is constantly exposed to high risks—robbery, theft, transit loss, and more. Risk Relife’s Jewellers Block Insurance is designed to provide comprehensive protection for your precious metals, stones, stock-in-trade, and business premises. Because in your business, trust and security go hand in hand.
What is Jewellers Block Insurance?
Jewellers Block Insurance is a specialized policy that safeguards jewellery businesses against loss or damage to gold, diamonds, precious stones, ornaments, and other high-value items. It covers both the premises and the transit of valuables, offering peace of mind to jewellers in an industry built on precision and trust.
What Does It Cover?
- Theft and Burglary: Covers forced break-ins and robbery from the insured premises.
- Transit Losses: Protection during local or international transit by employees, couriers, or logistics partners.
- Fire and Allied Perils: Includes fire, explosions, lightning, earthquakes, storms, and floods.
- Accidental Loss or Damage: Coverage for damages due to accidental mishaps within the premises.
- Riots and Strikes: Losses caused by civil commotion, riots, and malicious acts.
- Display & Exhibition Coverage: Optional add-on for items displayed in exhibitions or trade shows.
- Custody Cover: Coverage while the goods are with customers, partners, or artisans for custom work or viewing.
- Employee Fidelity: Protection against loss due to dishonesty or theft by employees (optional).
Who Can Buy Jewellers Block Insurance?
- Jewellery Retailers and Showrooms
- Goldsmiths and Diamond Merchants
- Precious Metal Traders
- Jewellery Manufacturers and Wholesalers
- Gemstone Dealers
- Exporters and Importers of Jewellery
Covered Property Types
- Finished Jewellery
- Loose Diamonds and Gemstones
- Gold, Silver, and Platinum Bullion
- Semi-finished Products
- Raw Materials for Jewellery Making
- Display Stock
- Jewellery in Custody or Transit
What’s Not Covered?
- Mysterious disappearance without proof
- Wear and tear or gradual deterioration
- Items not declared in the stock register
- Loss due to war or nuclear risks
- Intentional damage or fraud
- Unsecured transit (unless specifically covered)
Why Choose Risk Relife’s Jewellers Block Policy?
- All-risk coverage under a single policy
- Transit + in-premises + exhibition cover
- Customizable sum insured as per stock levels
- Trusted by jewellers and goldsmiths across India
- Fast claim settlements and dedicated account managers
- Optional worldwide coverage available