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Buglary Insurance
Burglary Insurance – Because Protection Shouldn’t End at Locks
Locks and alarms can deter thieves—but they can’t undo the damage. Whether it’s your business premises, office, warehouse, or home, burglary and theft can cause significant financial loss. With Risk Relife’s Burglary Insurance, you get comprehensive protection against loss or damage to property and valuables caused by forced entry or robbery attempts.
What is Burglary Insurance?
Burglary Insurance provides financial protection against loss or damage to insured property due to burglary, theft, or attempted burglary. It covers assets such as stock, cash, valuables, equipment, and even furniture. This policy ensures that whether you're at home or away, your property is protected.
What Does It Cover?
- Burglary & Theft: Loss or damage due to break-ins, robbery, or armed theft.
- Attempted Burglary: Coverage for damage to doors, locks, safes, and windows during an unsuccessful attempt.
- Cash Insurance: Optional coverage for cash stored securely on the premises.
- Damage to Premises: Repair costs for structural damage resulting from forced entry.
- Burglary by Employees or Visitors: Coverage can be extended to include internal threats (optional add-on).
- Multiple Premises Coverage: Policy can be customized to include more than one location.
Who Should Opt for Burglary Insurance?
- Homeowners and Tenants
- Shopkeepers and Retail Businesses
- Offices and Corporate Spaces
- Godown and Warehouse Owners
- Restaurants, Hotels, and Cafés
- Factories and Industrial Units
- Clinics and Nursing Homes
- Jewellers and Art Galleries
Insurable Items Include:
- Furniture & Fixtures
- Stock-in-Trade
- Cash in Safe
- Electronic Devices
- Jewellery & Valuables
- Documents & Records
- Office Equipment
- Tools and Machinery
What’s Not Covered?
- Theft without visible signs of forced entry
- Acts of war, civil unrest, or terrorism (unless specifically included)
- Loss or damage due to employee fraud (unless covered with add-on)
- Negligence or carelessness in securing the premises
- Items not declared at the time of policy issuance
- Normal wear and tear of assets
Why Choose Risk Relife’s Burglary Insurance?
- Wide coverage for homes, offices, shops, and warehouses
- Flexible sum insured and premium options
- Quick and hassle-free claim processing
- Option to extend cover for riots, strikes, and terrorism
- 24/7 customer support and claims assistance
- Add-ons like cash-in-transit, employee dishonesty, and more