Error & Ommision Insurance

Error and Omission Insurance – Because Even Experts Can Slip

No matter how skilled or experienced, professionals can make mistakes. In today's competitive and legal-sensitive world, even a small error or oversight can lead to lawsuits, financial losses, or damage to your professional reputation. At Risk Relife, our Error and Omission (E&O) Insurance offers you the protection you need to continue your profession with confidence and peace of mind.

What is Error and Omission Insurance?

Error and Omission Insurance, also known as Professional Indemnity Insurance, protects professionals and businesses against legal claims made by clients for negligence, misrepresentation, mistakes, or inadequate services. It covers legal defense costs, settlements, and judgments, helping you focus on your work without fear of litigation.

Who Needs E&O Insurance?

E&O Insurance is vital for individuals and businesses offering professional advice or services, including:

Doctors & Healthcare Providers
Lawyers & Legal Consultants
Chartered Accountants & Auditors
Architects & Engineers
IT & Software Professionals
Financial Advisors & Planners
Management & HR Consultants
Media & Advertising Professionals
Real Estate Agents & Brokers

What Does It Cover?

Negligence or Breach of Duty
Professional Errors or Omissions
Misstatements or Misrepresentations
Inaccurate Advice or Service Delivery
Failure to Meet Standards or Deadlines
Legal Defense Costs & Settlements
Unintentional Breach of Confidentiality

What’s Not Covered?

Intentional fraud or criminal acts
Property damage or bodily injury (covered under general liability)
Contractual liabilities beyond scope of services
Employment disputes (covered under EPLI)
Cyber breaches (covered under cyber insurance)

Special E&O Insurance Types We Offer

Medical Malpractice Insurance – For doctors, clinics, and hospitals
IT / Tech E&O Insurance – For software developers and tech consultants
Legal E&O Insurance – For law firms and independent lawyers
CA & Financial Professionals E&O – For accounting and financial consulting firms
Media & Creative Agencies E&O – For advertising, PR, and design professionals

Why Choose Risk Relife?

Industry-specific, customizable E&O coverage
Transparent policy terms and flexible premiums
Quick issuance and documentation process
Expert legal and claims assistance
Trusted by professionals across India